Boise State lost without their starting QB. BYU is down to their third string QB. That is why BYU have those close loses. Boise State already played tough competition including Florida State, Air Force, UNR, Hawaii and BYU. Who have SMU, Memphis, Cincinnati and Appalachian State played? UCF was ranked without taken to account that they had to replace starters including Milton from the last year's team. There is no way Cincinnati ahead of Boise State because they got blown out by Ohio State. SMU's win was against TCU who may not go to a bowl, and nearly lost to Tulsa who barely beat Wyoming. Boise still have Wyoming and Utah State that would be tough.