(10-26-2016 02:20 PM)boroeagle2 Wrote: So 2018 then? Because I'm pretty sure what I was looking at was for 2017, which is "next year."
My point is that you're looking today... and that the comment is that they will increase by 25% 'tomorrow' (euphemistically, not literally). I don't know exactly what dates they are speaking of, but they are speaking in future tense, not present tense. If you have a PPO/POS and you now take an HMO, that's a 'cost' because you are losing choice... only saying this because there is more to pricing than just premiums, copays and deductibles. You may very well be one of the lucky ones, but this is an announcement by the administration for which the law is named... I can't imagine they are presenting the 'worst case'.
(10-26-2016 02:23 PM)Fitbud Wrote: My understand was that Obamacare was supposed to slow the rate of growth in the cost of health care. Not health care insurance.
Do you understand what Insurance is and how insurance rates are calculated/negotiated? Honest question... I don't know/remember what you know.
I ALSO recall very clearly being told that the premiums for the average family will go down... and only go up on the wealthiest... so while he MAY have talked about the cost of health care, I KNOW he talked about the out-of-pocket costs for people. The cost of healthcare has nothing to do with how much money you make.
Can you give me a few examples of ways that the ACA tries to hold down the cost of healthcare? I'm just curious if you have taken that at face value or if you've looked into it.
I can give you one.. It's forced more people into HMO/Managed care networks and away from FFS/PPO/POS plans to where doctors get paid whether they see you or not... and they don't get paid $1 extra so see one more patient than contracted.
I don't recall being told that access would go down for most people in order to increase access for others. Do you? I recall 'if you like your plan and/or doctor you can keep it'