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Heisman
Posts: 7,922
Joined: Apr 2005
Reputation: 475
I Root For: MEMPHIS BY DAMN
Location: location, location |
Just some fact questions about Obamacare ~ not political
I'm not trying to start a political discussion. Just curious about several things, because I am trying to advise a couple family members. They are not ready to apply. It's frustrating that someone cannot see the plans and some of the options without first applying. I am just in search of facts, not opinions of Obamacare. I do understand how it works, basically.
For those who have been able to access the marketplace in Tennessee:
Which insurance companies can you choose from, in Tennessee?
What are the possible deductibles for the various plans, Bronze, Silver, Gold and Platinum? Someone told me there is no lower deductible than $5,000, which I find difficult to believe.
What are the methods of paying premiums that you can choose from?
Have you been able to get through to the marketplaces and negotiate them easily? Again, I'm seeking first-hand info, not rumors, horror stories or smack talk. Thanks!
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| 10-05-2013 12:56 AM |
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oldmangrizz
Hall of Famer
Posts: 10,750
Joined: Mar 2005
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I Root For: free love
Location: The Road To Nowhere |
RE: Just some fact questions about Obamacare ~ not political
So, you've come to this board for factual information about a law that was passed by people that haven't read it from other people that haven't read it? And, based on the information you receive here you are going to advise your family members about issues that affect their health and financial well-being? PM me. I want to be sure we're not related.
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| 10-05-2013 06:02 AM |
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dfwtxtiger
All American
Posts: 3,070
Joined: May 2010
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I Root For: Memphis
Location: Lone Star State |
RE: Just some fact questions about Obamacare ~ not political
I work for an insurance company, and I still don't understand it. We have set up specific case managers for the people who are purchasing insurance from us using the ACA. I don't think anyone knows exactly what will happen till it takes effect next year. All this exchange stuff, and companies offering different plans has confused me even more. Some of our biggest clients are offering ACA insurance options to their employees; so we may lose more business thanks to the law.
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| 10-05-2013 10:30 PM |
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Tanyaskees
Hall of Famer
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Joined: Mar 2009
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I Root For: Memphis Tigers
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RE: Just some fact questions about Obamacare ~ not political
It is all very very confusing and frustrating. I still don't understand the upcoming changes and how will they affect me. Even through my employer. All anyone can tell me is read and understand....things are going to be very different. But no specifics.
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| 10-07-2013 12:11 PM |
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Redbanksdog
Heisman
Posts: 7,023
Joined: Nov 2010
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I Root For: Memphis
Location: |
RE: Just some fact questions about Obamacare ~ not political
I'm waiting for the book to come out. Health Care for Dummies.  I have no idea.
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| 10-07-2013 03:34 PM |
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Just some fact questions about Obamacare ~ not political
